Who condos suit best
Couples and small families who want lock-and-leave simplicity, investors who prefer pooled maintenance, and owners who want amenities without staffing a villa team often land on condos first.
If you need large outdoor privacy, multiple guest wings, or heavy customization, a villa may still win—but many “villa wishes” are satisfied by duplex lines and corner units when you shop with an open layout mindset.
HOA, insurance, and rental reality
Model HOA fees rising over five to ten years, not only year one. Ask what catastrophic coverage includes, whether generators are sized for common areas only, and how storm repairs have been handled historically.
If you plan to rent, confirm nightly versus long-term rules in writing. A beautiful unit in a restrictive building can underperform a simpler unit in a rental-friendly regime.
Why condos fit many Mexico buyers
Condos concentrate maintenance into an HOA line item—good when you split time between countries and do not want a yard as a second job. The flip side is governance: special assessments, rental caps, and insurance decisions are collective.
For income-minded owners, short-term rules and operator quality matter as much as the floor plan. Read minutes, reserve studies, and what the association actually enforces before you model aggressive rental calendars.
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